DAB Cares

Our sponsors provide resources to help us serve from our heart, providing help and hope for those we serve

City of St. Petersburg Fighting Chance Fund

  • Local owned and independently operated Physically established in the city of St. Petersburg
  • Must be at least 50% locally owned by residents of St. Pete
  • Must be operating within the defined impacted eligible industries*
  • Have 25 employees or fewer
  • Affirm a loss of revenue due to COVID-19
  • Must be able to demonstrate working capital for business operations as of February 28, 2020 (as demonstrated in the Balance Sheet or other documentation deemed acceptable by the City)

Pinellas Cares Small Business Grant

Pinellas County is providing emergency financial support through the Pinellas CARES Small Business Grant for qualified small businesses that are negatively impacted by the COVID-19 pandemic due to orders to close or limit operations. 
  • This program provides one-time $5,000 grants to help offset the significant, temporary loss of revenue to these qualified businesses during this pandemic, and to assist businesses in retaining and paying employees.

PPP Paycheck Protection Program Info from Treasury.gov

CLICK Cares Act below for direct link to program information

  • The loan amounts will be forgiven as long as:
  • The loan proceeds are used to cover payroll costs, and most mortgage interest, rent, and
    utility costs over the 8 week period after the loan is made; and
  • Employee and compensation levels are maintained.
    Payroll costs are capped at $100,000 on an annualized basis for each employee. Due to likely
    high subscription, it is anticipated that not more than 25% of the forgiven amount may be for
    non-payroll costs.
  • Loan payments will be deferred for 6 months.

Who can apply

All businesses – including nonprofits, veterans organizations, Tribal business concerns, sole proprietorships, self-employed individuals, and independent contractors – with 500 or fewer employees can apply. Businesses in certain industries can have more than 500 employees if they meet applicable SBA employee-based size standards for those industries (click HERE for additional detail).

For this program, the SBA’s affiliation standards are waived for small businesses (1) in the hotel and food services industries or (2) that are franchises in the SBA’s Franchise Directory or (3) that receive financial assistance from small business investment companies licensed by the SBA. Additional guidance may be released as appropriate.

Where can I apply?

Where can I apply? You can apply through any existing SBA lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating. Other regulated lenders will be available to make these loans once they are approved and enrolled in the program. You should consult with your local lender as to whether it is participating.

Start with your bank.  If they are not a SBA approved loan provider visit SBA.gov for a list of banks. 


Intuit PPP Program Application Links

Review of PayPal PPP Loan Application Process by Hector Garcia CPA